How to File a Small Claim in NYC: Step-by-Step Guide

October 1, 2025

Learn how to file a small claim in NYC. Step-by-step guide covering eligibility, forms, fees, timelines, and what to expect in small claims court.

Introduction

Filing a small claim in New York City gives everyday people a way to resolve disputes without hiring a lawyer. Whether you’re dealing with unpaid money, a landlord dispute, or a contractor problem, the process is designed to be straightforward and affordable. Below is a clear step-by-step guide on how to file a small claim in NYC, including eligibility, forms, fees, and what happens after you file.

Disclaimer: This article is for informational purposes only. We are not attorneys and do not provide legal advice.

Who Can File a Small Claim in NYC?

You must be 18 years or older. Minors can file through a parent or guardian.
You can live outside NYC, but the defendant must live, work, or do business in the borough where you file.
The maximum claim amount is $10,000.

Step 1 – Choose the Right Court (By Borough)

Small claims are handled in the Civil Court of the borough where the defendant is located.

Step 2 – Complete the Statement of Claim Form

Complete an initial statement of claim form available here or head over to the court to complete in person.
You’ll need the defendant’s full name, correct address, and the reason for your claim.
Be specific about the amount you’re suing for and the dispute (example: “Unpaid $2,000 for auto repair”).

Step 3 – Pay the Filing Fee

Filing fees are set by the court:

$15 if your claim is $1,000 or less.
$20 if your claim is $1,001–$10,000.
Fees are paid when you file, usually by cash, card, or money order.

Step 4 – Receive Your Court Date

After filing, the court schedules a hearing.
Typical wait time: 3–8 weeks, depending on the borough.
You’ll receive written notice of the date, time, and courtroom.

Step 5 – Prepare for the Hearing

Bring strong evidence to support your case:

Receipts, contracts, and invoices.
Photos or videos.
Texts, emails, or written agreements.
Witness statements.

(See our article: [Preparing Evidence for Your Case])

Step 6 – Attend the Hearing

The judge will hear both sides.
You’ll present your evidence; the defendant presents theirs.
Sometimes the judge makes a decision the same day, but it may also arrive by mail.

After the Hearing

If you win, the judge issues a judgment.
Collecting payment is your responsibility (the court does not collect money for you).
Options include wage garnishment, liens, or payment plans, depending on the case.

(See our article: [collecting money after judgement)

Conclusion

The NYC small claims process is designed to be accessible and affordable. By filing the correct forms, paying the fee, and preparing your evidence, you’ll be ready to present your case.

It takes less than 10 mins to file your claim